MSHDA Information: Michigan Loan Program

MI Home Loan: The MI Home Loan is a mortgage program for first-time home buyers statewide and repeat home buyers in targeted areas.

MI Home Loan Flex: The MI Home Loan Flex is a mortgage program available statewide. This mortgage may be a better option for some borrowers because it has more flexible eligibility requirements.

Mortgage Credit Certificate: The Mortgage Credit Certificate (MCC) program provides housing assistance by issuing a federal tax credit to first-time home buyers statewide and repeat home buyers in targeted areas.

**A Home Ownership Counseling Class is required for this loan